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Saving Money Around the House

You spend the most time there, so it makes sense that your house represents your largest expense. Whether it is the day to day upkeep, and operating expenses, repair projects, or the rent or mortgage...

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You’re Being Forced to Make Higher Payments

Consumers already burdened by higher energy costs are being saddled with another drain on their finances : higher minimum credit card payments. The higher minimum credit card payments are the result of...

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High Interest Credit Cards

Most high interest credit cards are usually easy to get and really the interest rate only matters if you roll over your balances from month to month.  People that have had bankruptcies, judgments or...

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Bad Credit and Refinancing

Bad credit mortgage refinancing is the process of refinancing a home mortgage when the homeowner has bad credit but a home with substantial equity. Bad credit may be due to the delay or missing of...

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Alternatives to Filing Bankruptcy

There is just no easy way to get out of debt, you have to face up to the consequences. A bankruptcy is not always the answer, as the effects are long lasting. There are four ways to handle debts that...

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Debt Consolidation Companies

Debt consolidation loans can be a convenient way to reduce a number of bills and turn them into one monthly bill. Debt consolidation can reduce interest rates, secure a fixed interest rate for one loan...

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Compare the Prices

If you are anything like me, you have to abide by a strict budget in order to see all of your bills taken care of each month. Most months there aren’t extra dollars laying around to be spent freely on...

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American Dream Down Payment Initiative

It is no secret that one of the things that keep the middle class going in our country is home ownership.  One program is making the dream come true for more and more people. American Dream Down...

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Bankruptcy Explained

Whether or not we want it to or mean it to, often times our debt can become out of hand, to the point that we can no longer control it. It does not occur because we expect it, it occurs because we live...

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Cash Out Refinancing and Real Estate Investment

Opting for cash out refinancing is one method that I would recommend to someone that is serious about building out their real estate investment and property portfolio. You are able to take out a new...

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